Competition = Lower Costs
The insurance industry includes hundreds of different companies hoping to earn your business. It is a very competitive market and it pays to shop around for the very best deals. This is where we come in.
Whether you're searching for Life Insurance, Annuities, IRA's and other retirement strategies, Health Insurance, you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Medicare by itself has a high deductible for hospital admission, and it only pays 80% of eligible doctor costs. A serious illness could set you back many thousands of dollars. A Medicare Supplement policy covers all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings. Let us guide you in sorting through the numerous Medicare options. We can also help you in choosing a Medicare prescription plan that includes your specific medications.
Mortgage Protection Insurance
The Insurance of yesterday was payable only one way, upon the death of the policy owner. The Insurance of today is designed to provide assistance to the living. Sadly, unforeseen situations happen un-announced. Diagnosis of cancer, sudden stroke, pandemic diseases and other things that no one asks for but truly change the direction in what will need to happen the following day and all days thereafter. Cronic, critical and terminal illnesses are provided with Mortgage Insurance so that those living won't have to worry about losing what the family has worked so hard to secure.
Long-Term Care and Final Expense Insurance
Long-Term Care Insurance gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-Term Care Insurance lifts the burden from those around you, improving the quality of life for yourself and for everyone you hold dear.
Your family will always come first. You wouldn't want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it's absolutely essential to have a plan in place to protect your loved ones when you are no longer able. Final Expense insurance will pay for your funeral service, bills and other associated costs.
Why Should I Call This Agency for Insurance?
Good question. There are a lot of insurance agents out there and it may seem like any agent or broker is as good as another.
Let's face it, insurance jargon can be very confusing. We know the ins and outs of the insurance business, and our inside knowledge of many companies and many products will work to your advantage. In fact, different insurance companies often charge vastly different premiums for the exact same coverage. As independent agents we are not employed by one particular company. Instead, we can select insurance products from among those companies that best address your unique concerns.
We promise to focus our attention on your individual needs.
Feel free to design your own policy or create your own quote to fit your budget at: https://agents.ethoslife.com/invite/8d6932
Please don't hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. Book a personal 30-minute Q+A appointment now! https://calendly.com/johnsons2ins/30min There will never be a charge for our assistance or for a friendly, no-obligation chat.
We've reached the beautiful month of May. Be sure to get out and enjoy every bit of it. Read on for information on National Stroke Awareness Month and saving on travel.
Get in Touch
If I can help you with any insurance needs, please call 412-726-6450 or send an email to firstname.lastname@example.org to get started.
Stroke is a common and very serious condition.
Every year more than 795,000 Americans suffer strokes (CDC).
Also known as transient ischemic attack or cerebrovascular accident, stroke happens when blood flow to the brain is blocked. (National Institutes of Health)
Some symptoms include Sudden numbness or weakness in the face, arm, or leg, especially on one side of the body.
This month is National Stroke Awareness Month.
The goals of this year's campaign are to help reduce stroke risk and take people behind the scenes of what happens when someone experiences a stroke.
Additional stroke symptoms include sudden confusion, trouble speaking, or difficulty understanding speech.
Difference between Annuities and Life Insurance
Both life insurance and annuities can provide vital protection.
Life insurance provides protection for loved ones when you die; annuities can provide a guaranteed lifetime income for you.
A common annuity goal: to make sure you won't outlive your assets or your money.
Recent statistics showed that home ownership among people age 65 and over had reached about 79.50%
Sources say that staying in your own home is considered to be an affordable way for seniors to live — if you do not need comprehensive care.
Would You Like to Travel (Cheap)?
Here are Some Money-Saving Travel Tips for seniors (Second Wind Movement):
Crispy Baked Breaded Pork Chops
These tender and juicy pork chops require only a few ingredients that you probably already have in your pantry.
- 4 boneless center cut pork chops, about 1" thick
- 1 egg, whisked
- 1/4 cup flour
- 1/2 cup Italian bread crumbs
- 2 tbsp Parmesan cheese
- salt and pepper
- 1 tsp garlic powder
- olive oil for frying
Preheat oven to 425°. Line a rimmed baking sheet with parchment paper. In a shallow bowl, combine bread crumbs, Parmesan cheese, garlic powder, salt and black pepper to taste.
Season flour on a shallow plate with salt and pepper to taste. In another shallow bowl, add the whisked egg. Dab the pork chops dry with a paper towel and lightly dredge in flour. Dip each pork chop into the egg, coating all sides.
Dip the pork chop into the bread crumb mixture. Heat olive oil in a frying pan over medium-high heat. Brown pork chops for 1-3 minutes per side.
Place each chop on prepared baking sheet and bake for about 12-14 minutes or until they reach an internal temperature of 145°. Do not overbake. Rest 5 minutes before serving.
Source: Spend with Pennies
Senior Financial Glossary
Under reporting is a term describing the crime of intentionally reporting less income or revenue than was actually received.
Underwriting income is the difference between premiums collected on insurance policies by the insurer and expenses incurred and claims paid out.
An unusual item is a nonrecurring or one-time gain or loss that is not considered part of normal business operations.
The term upstairs market refers to a network that exists between large firms institutional investors.
Did you know this about May?
The May Day holiday (May 1) has been celebrated since ancient times.
Columbus sighted Jamaica on May 3, 1494
On May 19, 1869 - Tracks of Union Pacific and Central Pacific railways were linked at Promontory Point, Utah.
On May 14, 1607 - The first permanent English settlement in America was established at Jamestown VA.
SOURCE: The History Place
Famous Birthdays: Dwayne Johnson (May 2), George Clooney (6), Rosario Dawson (9), Tina Fey (18).
SOURCE: Famous Birthdays
"One of the nice things about problems is that a good many of them don't exist except in our imaginations."
- Steve Allen